- Retirement Planning - either within an existing pension fund or as an addition to existing pension arrangements. TEPs are permitted investments for Small Self Administered Schemes (SSAS's) and Self Invested Personal Pensions (SIPP's).
- As an investment as part of a balanced portfolio.
- As a regular savings vehicle for specific future capital needs, such as, weddings, school or university funding, or a special anniversary holiday.
- As a gift - with possible tax advantages.
- As an investment within an existing trust.
- Corporate Treasury - an attractive alternative to long term deposits.
- To repay loans or mortgages.
In your email, please describe how you wish to invest in second hand endowments, points to consider are:
- The reason for buying an endowment
- Your investment budget
- The investment term
- The premiums you would like to pay yearly
- If there are any specific life offices you are interested in, please mention them


